📋 How Stamp Duty is Calculated (2025-2026)
Standard Residential Rates:
£0 - £250,0000%
£250,001 - £925,0005%
£925,001 - £1,500,00010%
Above £1,500,00012%
First Time Buyer Relief: No SDLT on first £425,000 (up to £625,000 total price)
Additional Property Surcharge: +3% on entire purchase price for second homes / buy-to-let
Non-UK Resident Surcharge: +2% on entire purchase price
💡 Important: This calculator applies to residential property purchases in England and Northern Ireland. Scotland and Wales have different rates (LBTT and LTT). Rates shown are for the 2025-2026 tax year.
💡 Enter your property purchase price and select buyer type to calculate stamp duty liability.